Tag: france

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What is droit de mutation in french real estate?

When you buy French property at this time you pay a fee to the notary and this fee includes what is call the ‘droit de mutation’ to the French Fiscal Adminstration.

The simplest explanation in English of the ‘droit de mutation’ is a French property transfer tax.

To find out the exact amount of this tax and how it can impact you contact an English speaking French notary

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Why to Buy French property during the Christmas Season Advantages and Disadvantages

Looking to buy French real estate at Christmas time can be to your advantage based on the following reasons:

Advantages:

French Tax Reasons

Some home owners want to sell their real estate in France before the end of the year for tax reasons. This could give you an advantage in the area of negotiating a nice deal

Serious Property Sellers

A French property owner who is on the market at Christmas time is a serious seller who will be more likely to listen to your offer and be more willing to make a deal even if they do not have to sell for tax reasons, perhaps they have already made a purchase and they want to sell now.

Less French Buyers

At this time of year you will be competing with less buyers since most buyers will be busy entertaining friends and family. This means you are more likely to be first to get to see a good deal when it arrives on the French property market.

Disadvantages:

French Financing Approval

Getting Financing in France takes time and during the holiday season it will most likely take longer or in fact be impossible. If you can buy without financing you will indeed be in a better position to make the best deal possible when a seller wants a deal done as soon as possible.

Signing of the Deed of Sale

Just like finding financing around Christmas time in France finding a notary available during the holiday season could be difficult. So if you plan on buying during Christmas time make sure you have connected with an English speaking French notary a head of time to make sure they are available to make the contract.

If you know the area in France you wish to investigate  contact us and we can put you in contact with an English speaking French real estate agent.

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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French Real Estate Not Adapted for Elderly People

Currently French real estate is not adapted to its aging population. Approximately, only six percent of French properties are adapted to the needs of people over the age of 65 according to a report presented this week to the French Minster of Housing and the French Minster of the Elderly.

This percentage of French property is lower than the European average. French property is less adapted than German (nearly 8 percent adapted) , Danish (12 percent adapted) and Dutch (16 percent adapted.)

This means as French people get old they will potentially lose a sense of freedom and mobility.

According to INSEE the population of French people older than 60 years old today is 15 million, predicted to rise to 20 million by 2030.

To read the full article in French in Le Figaro click here

Date of Article December 2013

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In French Real Estate, what does the organization SAFER mean or do in France?

In French real estate the acronym SAFER is for Les Sociétés d’Aménagement Foncier et d’Etablissement Rural. SAFER is an organization created in France by the Farm Bill of 1960.

When you are going to buy or sell agricultural land in France it is most likely that the sale will be reviewed by SAFER as they have the right of first refusal on the sale. The reason they have this right is intended to protect the economic and environmental value of agricultural land in France.

If you have more questions and you read French you can visit the site on SAFER

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What does Frais de notaire mean?

Frais de notarire is the French term for notary fees. The fees that need to be paid as part of the sale of a French property.

If you want to learn who pays the French notary fees in France then read this article.

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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