French real estate financing is becoming harder to qualify for.
If you want to buy French real estate after January 1st 2022 be aware that the rules are getting tougher.
According to this article in French in LeFigaro you will no longer be able to borrow for more than 25 years and your debt ratio will no longer be able to exceed 35% of your net income with few exceptions.
These recommendations came from the French High Council for Financial Stability (HCSF) to help prevent people from becoming overly indebted.
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