When you are buying French real estate with a loan (mortgage) and you have applied for a loan you will wait to hear from your bank if they are willing to give you “L’accord de prêt immobilier”.
L’accord de prêt immobilier is a document that states the bank is willing to loan you the money you are asking for.
This is NOT the same as the official offer of financing to help you buy your french property.
If you would like a clear understanding of what is involved in financing the purchase of a French property we can help get you in contact with an English speaking French mortgage broker.