Tag: french

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Why to Buy French property during the Christmas Season Advantages and Disadvantages

Looking to buy French real estate at Christmas time can be to your advantage based on the following reasons:

Advantages:

French Tax Reasons

Some home owners want to sell their real estate in France before the end of the year for tax reasons. This could give you an advantage in the area of negotiating a nice deal

Serious Property Sellers

A French property owner who is on the market at Christmas time is a serious seller who will be more likely to listen to your offer and be more willing to make a deal even if they do not have to sell for tax reasons, perhaps they have already made a purchase and they want to sell now.

Less French Buyers

At this time of year you will be competing with less buyers since most buyers will be busy entertaining friends and family. This means you are more likely to be first to get to see a good deal when it arrives on the French property market.

Disadvantages:

French Financing Approval

Getting Financing in France takes time and during the holiday season it will most likely take longer or in fact be impossible. If you can buy without financing you will indeed be in a better position to make the best deal possible when a seller wants a deal done as soon as possible.

Signing of the Deed of Sale

Just like finding financing around Christmas time in France finding a notary available during the holiday season could be difficult. So if you plan on buying during Christmas time make sure you have connected with an English speaking French notary a head of time to make sure they are available to make the contract.

If you know the area in France you wish to investigate  contact us and we can put you in contact with an English speaking French real estate agent.

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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French Real Estate Not Adapted for Elderly People

Currently French real estate is not adapted to its aging population. Approximately, only six percent of French properties are adapted to the needs of people over the age of 65 according to a report presented this week to the French Minster of Housing and the French Minster of the Elderly.

This percentage of French property is lower than the European average. French property is less adapted than German (nearly 8 percent adapted) , Danish (12 percent adapted) and Dutch (16 percent adapted.)

This means as French people get old they will potentially lose a sense of freedom and mobility.

According to INSEE the population of French people older than 60 years old today is 15 million, predicted to rise to 20 million by 2030.

To read the full article in French in Le Figaro click here

Date of Article December 2013

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Video Cannes France New Build Apartment Developments for Sale

French Riviera investors if you are looking to invest in Cannes to take advantage of the revenue potential due to local conferences like MIPIM or the Cannes International Film Festival or just to have a place of your own. Here is a list of the current new apartment developments for sale as of December 2013.

If you read this list in a few months time contact us for an up to date list for Cannes and other areas of interest to you on the French Riviera. This list only includes new build developments in Cannes and not Cannes La Bocca.

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One

Parc Eugenie Cannes France – Private Swimming Pool 

Approx. 9 minutes by car or 30 min walk to the Blvd de la Croisette.

Total Apartments 104

Still Available 24 with mix of Studios and 2 bedroom apartments

Price range Approximately 154 000 to 540 000 Euros

Move in date approximately 3 quarter 2014

 

Two

Cannes Maria (Minutes to Rue d’Antibes et Croisette)

Approx. 7 minutes by car or 10 min walk to the Blvd de la Croisette.

Total Apartments Not Available since Multiple Phases

Still Available with mix of Studios and 4 bedroom apartments

Price range from approximately  193 000 Euros

Move in date approximately 2013

 

Three

Secret Garden – Private Swimming Pool (Port Canto / Pointe Croisette Area of Cannes)

Approx. 2 minutes by car or 5 min walk to the Blvd de la Croisette.

Total Apartments 56

Still Available 42 mix of several kinds

Price range from 155 000 Euros

Move in date approximately 3 quarter 2015

 

Four

28 Montfleury – Private Swimming Pool – Prestige Cannes

Approx. 4 minutes by car or 12 min walk to the Blvd de la Croisette.

Total Apartments 54

Still Available 19 mix one bedroom and 3 bedroom

Price range on request

Move in date approximately 3 quarter 2014

 

If you would like to be in contact with an English speaking French real estate agent who is based in Cannes please contact us here.

Below you can get your free introduction ebook about French real estate mistakes to avoid

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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French Real Estate Insurance: Borrowers may get Right to change Insurers

When you purchase French real estate with a loan, typically the loan has to be insured, however, there is controversy about how the French banks may require borrowers to use the banks own insurance instead of a lower cost alternative. If you want to choose an alternative the bank may charge you more for your French real estate loan.

According to an article in Le Figaro, Benoit Hamon, the minster of Consumer Affairs in France has proposed that borrowers receive the legal right to find a new loan insurer and change the insurance cost on their loan during a period of one year after the signing of loan agreement with the French bank.

At this time December 2013 this is simply a proposal from the minister and the rules have not changed. It is currently to be discussed in the French national assembly.

Read the original article in French here

Locate an English speaking French mortgage broker to help you find the best priced loan for your French property purchase.  Click and contact us here to help you find a English speaking French mortgage broker.

Below you can get your free introduction ebook about French real estate mistakes to avoid

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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What does finitions mean in a French property ad?

Finitions is the French term used to talk about the level of finishing in a French property, it could be that the finishing is of higher than normal quality in the French apartment or house you are reading about.

For example, a property advertised with the level of finishing described as ‘haute de gamme’ in a French real estate advertisement means the finishing in the property is very high quality.

Below you can get your free introduction ebook about French real estate mistakes to avoid

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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