Are French Mortgage Rates the Same Everywhere in France?
In general, French mortgage rates are not the same everywhere in France.
French Mortgage Rates as set by national banks like BNP have guidelines on their rates to offer to clients. However, adjustments are made according to the region where the borrower is located and the competition from other banks in the field.
In addition, mutual banks like Credit Agricole have guidelines for rates that may appear to be more unified, however, again it is not impossible to see higher or lower rates in another region.
It is important that you speak to a French bank in the area you wish to buy in or contact a mortgage broker who works with banks in your area of choice.
If you would like to be connected with an English speaking French mortgage broker you can contact us for guidance.