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Who can register the transfer of land at a French Land registry?

Corsican Village South of France

In France at this time, only a notary (notaire) can register a transfer of land in France at the French land registry (Cadastre)

If you are looking to speak with a English speaking French notary please visit Notaries of France site here.

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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How do I tell the French bank I have accepted the property loan offer?

u2 Bono's house in Eze South of France

When you are buying a property in France and you have received your loan offer and you have passed the ten day cooling off period required by law, there is a recommended way you tell the bank you have accepted the loan.

You send back a copy of the loan offer signed as accepted by you to the bank via registered mail.

Date of Posting September 2013, remember to make sure this is current banking practise by contacting your English speaking French property loan adviser.

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Will I get a copy of my French property loan offer before I accept the offer?

Stone House in Vivorols South of France

Current by law in France a French bank is required to send you a complete copy of the loan offer BEFORE you accept the offer.

This offer will include details like the lenders details, the amount of loans, the repayment schedule etc.

Date of Posting September 2013, remember to make sure your banking information is up to date by speaking with your English speaking French banker.

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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Is life insurance required in my purchase of a French property?

ViverolsTower South of France

At this time banks in France require you to have life insurance just in case you die before the mortgage is paid off. French banks often offer an insurance solution.

You can seek insurance by an external provider but the bank loaning you the money will need to accept this alternative or you will not receive your loan.

Date of posting September 2013, confirm all current banking rules with your English speaking French banker today.

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Why is the consumer protection law in France called ‘la loi Scrivener’?

French Riviera Mansion and Hotel

The reason why the consumer protection law in France is called ‘la loi scrivener’ is because they were drafted by a person called Scrivener, Christiane Scrivener to be exact.

The ‘Loi Scrivener’ is one reason why French property buyers have to have their offer of financing in writing. The loi (law) also states that the French property buyer also has the right to the ten day mortgage cooling off period and more.

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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