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In a French property transaction how long does it take to transfer money to or from a French Notary?

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At this time we were told by one notary a money transfer from a bank to a French notary for a purchase of a property typically takes at least 5 working days or more. You will also most likely wait the same period of time when you are expecting payment from a French notary after the sale of your French property.

This is because at the present time money going to or coming from a French notary has to go through a special process with a centralized financial depository to protect the security of your money and reduce the possibility of fraudulent transactions or payment.

Make sure this is current information by contacting your English speaking French notary today.

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Will my French notary make sure I pay my taxes to the French Tax Authorities?

 

During a French property transaction one of the roles of a French notary is to help make sure you pay all the taxes you need to pay to the French government that are a result of the transaction. However, this is a general statement and you must verify and investigate more.

To make sure you understand what actions and taxes the French notary will be involved in on your behalf it is important that you consult with your English speaking French notary.

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What does la loi scrivener mean in English?

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In French law La loi Scrivener is designed to protect the French property buyer who needs to get a loan.

Your English speaking French notary will help you create a contract that makes sure you are protected by the Loi Scrivener.

Make sure you are up to date so you stay legally protected.

To learn more about the special rules in France that can help protect your rights when you buy a French property you can make an appointment to speak an English speaking French Notary.

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How to reduce your taxes on a furnished French rental property?

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If you have a rental property in France you will want to find solutions to reduce your tax burden.

Apparently you may have an opportunity to reduce your tax burden at this time if you have what is called a fully serviced lease as defined by the French tax office.

The process of qualification appears to be a very complicated process and you need assistance from a Professional French tax adviser or tax attorney.

The French tax advisor or tax attorney can look at the details of the lease you have on your property and see if there are possiblities of legal tax exemptions you can use. In this process they look at many details including whether your property is registered as a company in France.

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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How long does it take to get a french mortgage?

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In France at this time when you sign the contract with a French notary the contract typically states you have 45 days from the date of signing the ‘compromis de vente’ to obtain approval of your financing. This time line is because it typically takes around 45 days to get your French property loan approval.

This may sound like a long period of time compared to the speed at which you can get a mortgage approved in countries such as Canada however, the French banking mortgage approval process is filled with many layers of approval so at times 45 days is not long enough.

To make sure you are up to date on banking timelines and how to have your application approved  it is best you speak to an English speaking French banker or mortgage broker before you go shopping for a property.

Below you can get your free introduction ebook about French real estate mistakes to avoid

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Request below via the sign up form. Just scroll down, add your email and click Subscribe

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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