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French Property Hazards to Check For when you are Buying

French Property Hazards

When you buy a French property it is important that you consider the impact of natural hazards related to the property you are buying. For example, make sure you check the potential of flooding (called inondations in French), the danger of landslides, the danger of fire if you will be living close to a forest, and also the danger of power outages, if you will buy a property in a rural area, to name just a few.

To check if there is a possibility of flooding and other natural hazards you can start your research by asking the owner for the diagnostics relating to hazards for the property since they will indicate the different zones of danger.

It is very important to see these diagnostics before you sign any agreement to purchase a French property. Take the time to speak with an English speaking French notary Notaries of France website

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French Property Prices: Prices stable while number of Sales Declines

French Real Estate Update in English

July 2013, If you need to sell your French property and you cannot wait now may be a good time to sell since Credit Foncier estimates that prices will decline between 3 and 8 percent depending on the location of your property in the coming months.

Credit Foncier says the market has frozen despite historically low lending rates. Since the economy is slow households are cautious about investing. Buyers wait for lower prices to appear and sellers fear they cannot sell but the only way to sell is to price correctly for the current market. Many sellers are resisting the need to price at market value so no sale happens.

Overall, prices are more stable in built up areas and declining more in more rural areas. However, the number of sales is still declining.

Credit Foncier expects the trend to continue in terms of the falling number of real estate sales.  Details selected from this original article in French.

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What does Offre de Pret mean in English?

French Village

When you are going to buy a French property with the use of financing from a French bank your goal is to receive an offer of financing from the French bank, an offer that hopefully is acceptable to you.

After you apply for the financing if the bank wants you as a client they will send you an ‘offre de pret’ which is an offer of financing to buy your French property.

The offer de prêt typically includes:

One

How long the offer is valid for

Two

What you must do if you wish to accept the offer and the restrictions on the acceptance

Three

The nature of the finance

Four

Period of reimbursement

Five

Date of first payment

Six

Insurance details

And more

 

If you would like to speak to an English speaking French mortgage broker who can help you get the best price on financing your French property purchase please contact us via this link

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In a French real estate advertisement what does velux mean?

What is the french term for skylight

In a French property ad the term velux is the term people used to indicate the presense of a skylight in the roof of the apartment or home.  The origin of the name is in fact the name of a skylight maker.

If you are considering buying a French home or apartment with a Skylightmake sure it is water and air tight. Have the home inspected by a professional.

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What does surface habitable mean in a French property advertisement?

In a French real estate advertisement the term surface habitable refers to all the living space in a home or apartment, it is not always the same as the Loi Carrez measurement.

For example, surface habitable of an apartment on the top floor of a building could be 100 m2 habitable and only 84 m2 LC, this is because the apartment includes in the surface habitable places that are usable under the angle of the roof but these spaces are less than 1.8 m in height. The Loi Carrez certified measurement system does not include (at this time) spaces that are less than 1.8 m in height.

Make sure you know the application of  the rules of Loi Carrez, if unsure contact your French real estate notary.

Find out more about Loi Carrez here.

NEWS: Have you seen our French real estate buyer’s guide that comes with a 100 percent money back guarantee? Here it is

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