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What does droit de passage mean in a French property ad?

Droit de passage means right of way. When you see this in an advertisement or hear about it from an real estate agent or owner you need to ask for more explanations, for example, what they mean exactly by this ‘droit de passage’ and who has the right and for what reason.

It is also a good idea to speak with an English speaking French notary to help you get all the details you need to know about the ‘droit de passage’ since it will impact the value of your property.

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French Real Estate Loan Mortgage Rate Comparison 2008 and 2013

Many French property buyers do not see current mortgage interest rates as still low and attractive, yet they are, according to an article in Explorimmo. Rates can be seen clearly as attractive when you compare to 2008.

For example, in 2008 a 20 year fixed rate mortgage was over 5 percent, in January 2012 the same mortgage was at just over 4 percent and today (october 2013) the rate is just over 3.5 percent.

This translates into in to the possibility of buyers saving thousands of euros during the life of their mortgage when they buy now compared to last year when prices were higher and mortgage rates where higher.

Learn specific details about how much you can save on the cost of a French mortgage now compared to last year by contacting your personal banker.

If you would prefer to have a English speaking French  mortgage broker assist you contact us we can help you find one. Contact us here. 

The original article in French is here

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Cote D’Azur: The very wealthy prefer to buy real estate on the French Riviera

French Riviera real estate is the top choice for the very wealthy according to a report shared by the British Real Estate company Savills.

In the Candy Global Prime Sector Report the French Riviera is ‘top of the top’ for the luxury leisure market. The French Riviera is where the individuals with ultra high net worth are buying.

For the sunshine the French Riviera is forever popular. The types of properties sought after on the French Riviera are very private and sometimes have their own beach.

They say the most exclusive location at present is St Jean Cap Ferrat which is a peninsula of 282 acres with approximately 500 luxury homes. St Jean Cap Ferrat is located between Monaco and Nice.

The report notes buying overseas for high net worth individuals can have many potential complexities in terms of cultural differences in negotiation, legal and tax systems and financing.

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What does the French real estate term clause particulièr mean?

As English speakers we had no idea what this meant until we spoke to a notary, a clause particulièr means a special clause for this particular document.

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What does commission non comprise mean in a French real estate ad?

If you see a French property advertisement with the phrase Commission non comprise this means that the French real estate agency’s fees are not included in the advertised sale price of the property.

The alternative to Commission non comprise is FAI. Click here for definition of FAI. Make sure you know what is included in the advertised price by asking the agency when you first contact them.

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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