Key Points to Check When you Visit a French Property

How to Buy a French Property

When you are buying a French property you need to remember  the following:

One

Location

No matter how nice the house or apartment is or how strongly your heart beats when you enter it,  its location you cannot change so make sure it is close to schools, shops and transportation if this is needed to help sell the property in the future and make sure the property is far away from noisy roads.

Don’t buy a property that is beside a busy road not matter how cheap it is because it may be very difficult to sell when you need to do so. The location of your French property will be a big part of its future resale value.

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Two

Check Everywhere and Everything

During your visit, if the French apartment or villa is of interest to you check everywhere and everything. Test all the lights, the electrical outlets, the heating, air conditioning (when was it last cleaned?), check the hot water tank for leaks. Look behind shelves, inside closets, under rugs to make sure damaged tiles or damaged walls are not hidden. If there is an underground storage area or attic then check it too. If you are not sure come back with a professional who can advise you. Of course, ask the owner can you check, an honest owner will have nothing to hide.

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Three

Bring a Friend

When you visit a property make sure you do not base your decision just on emotion. A nice view or beautiful garden can block you from seeing a damaged roof or water infiltration that will be costly. Bring along a friend who can help you see the ‘real’ value of the property.

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Four

Different Times

It is very wise to visit a property at different times of the day to see the impact of light and neighborhood noise. Consider also visiting in the evening as well as during the day and weekend. You will most likely pay a lot for your French property so make sure you are getting real value.

This is just the beginning of the most important items you need to consider when you visit a French property with the intention of buying.

Check out our French real estate buyers guide now to learn lots more tips

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For how long does Assurance Dommages cover my new French property?

assurance neuf new french property

Currently in France (July 2013) Assurance Dommages Ouvrage covers your French property for a period of ten years but you need to read the details of the warranty to make sure exactly what you are cover for and for how long. Make sure you get a copy of the warranty before your purchase and get professional legal advice on the insurance.

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What does ‘Assurance “dommages-ouvrage” mean relating to new French property?

Before you buy a new French property you need to ask the builder for a copy of the Assurance “dommages-ouvrage” which is essentially construction defects insurance.

This insurance allows you (once your claim is qualified under the guidelines) to make a claim for repairs that are needed to parts of the building covered by the damage insurance.

In general, if you claim is accepted when you make a claim you are paid by the insurance company and the insurance company will then sue the person responsible for the defective work.

This insurance does not replace your need to do recommended maintenance on your property it relates to defects in workmanship. So you claim has to be approved as a result of defect in workmanship and not your own neglect to maintain your property after purchase. Make sure you fully understand this property building insurance by getting professional advice from a qualified expert before you sign any paper.

It is best to consult your English speaking French notary or an English speaking French real estate lawyer when you are working out a contract with a French builder to help you avoid mistakes.

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In France is the attestation of ownership the same as the title?

After you sign the final deed for your purchase of your French property you typically get your keys and a copy of the attestation of ownership but the attestation of ownership is not the same as the title of the property.

The attestation of ownership will allow you to subscribe to local utilities like electricity and telephone as it is a certificate of ownership but the attestation is simply a provisional notice. After you have signed the deed the notary still has to complete a number of formalities in terms of administration of important legal documents. Then once these formalities are completed the notary will receive a copy of the title.

We understand that typically the title (once received by the notary) will remain at the office of your notary for safety and security of your proof of ownership.

Make sure that you speak to your French Notary to confirm the above details so you are up to date on the French legal property rules and regulations. As you know everything can change.

Date of Posting September 2013

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French Real Estate: Important Questions when choosing a moving or removal company in France

important notes when hiring a french moving company

You have just bought or sold your French property and you need a moving company now there are a number of important factors you need to cover before the moving day. Read on below.

Number one

Price

Make sure your contract with the moving company has a clear price that will not change due to a surprising extra need on moving day. Yes, read the small print on the contract. If the contract is in French have a native French friend help you understand exactly what is in the contract or better still get legal advice from a qualified adviser, you have valuable items that are being moved!

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Number Two

Location

The contract should state exactly where your items are being picked up and delivered to. This means the exact address of the French property not the nearest town or delivery location. Inaccurate description of the location can mean the moving company may ask for more money on the day to get your items to where you thought you originally paid for them to go to. Don’t listen to us, check things our in your agreement / contract.

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Number Three

Timing

The contract needs to show the exact date of departure and arrival so you avoid any delays that can lead to extra billing. This will require you to have easy phone access with the company. If you find the company is difficult to reach while booking the services you may wish to change companies before a big problem arrives later and you cannot contact the company. It makes sense to avoid companies with only online email access and no phone access.

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Number Four

Insurance

Make sure that you have read and understand the insurance policy of the moving company or have your own insurance that you know and understand in place. Take no chances, items can disappear or be broken.

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Number Five

Temporary Storage

If the moving company has to store your items due to a weather or a traffic problem or another unknown event make sure you know ahead of time in the contract who pays for this storage.

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Number Six

Packing

Make sure you have your items properly packed by yourself or professionals to make sure they are not damaged on route.

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Number Seven

References

Ask for references from prior customers and for the customers contact information so you can speak with past clients to verify if the service is really what is advertised.

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Number Eight

Time of Move

Many people choose to move during the summer or on weekends this leads to competition for services and often an increase in prices from moving companies. If you can, plan your move outside peak periods and ask for a discount rate.

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.