Author: The ESREA France Team

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French Mortgages Costing More Rates Rising

2013 According to the latest report from the French real estate credit market interest rates for French mortgages are still low but they are rising.

This week, the major credit lenders announced that while the increase is gradual the rates are rose in September 2013 between 0.05 to 0.1 percent.

Read the full original article in French here.

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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Four Reasons French Property Buyers are Reluctant to Buy

September 2013, according to Explorimmo, 75 percent of French people do not plan to buy a property at this time for the four following reasons:

One

Economic

Two

Fiscal Uncertainties

Three

Reduced Purchased Power

Four

High Prices

Now learn why 25 percent of the French people are still keen to buy property by consulting an English speaking French real estate agent today.

If you don’t know one we can help you find one. Learn how we can help you here.

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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What is the Clause Penale in a French real estate contract or compromis?

During the sale of a French property you may read in the compromis de vente the title of a section ‘Clause Penale’.

The ‘Clause Penale’ refers to the amount of money the buyer may have to pay the seller as a penalty under certain conditions when a sale is not completed. We are not lawyers so we recommend you  speak with your English speaking French lawyer and notary to fully understand what this means and how it impacts you legally and financially.

If you need to find an English speaking French property lawyer we can help you find one. Contact us here.

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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2013 French New Housing Construction is Slowing Down

According to French government statistics, the number of new homes being constructed is down eleven percent this year compared to last year. In addition, the number of building permits given for future construction is also down, about 25 percent between June and August 2013 compared the same time last year.

Full source article in French available here

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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What is the proces verbal de l’Assemblee Generale in French real estate?

French co-properties owners have an annual general meeting to discuss important matters relating to the maintenance and upkeep of the co-property. This annual meeting is called the Assemblee Generale.

During the meeting notes are made by an assigned person. These notes concern all the discussions and decisions that take place at this important event.

The written document that stats all the details of the event is called  Proces Verbal de l’Assemblee Generale.

Once you receive a copy of this it is important for you to read it and make sure you understand the results of the annual meeting.

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Request below via the sign up form. Just scroll down, add your email and click Subscribe

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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.

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