What does Offre de Pret mean in English?

French Village

When you are going to buy a French property with the use of financing from a French bank your goal is to receive an offer of financing from the French bank, an offer that is acceptable to you.

After you apply for the financing if the bank wants you as a client they will send you an ‘offre de pret’ which is an offer of financing to buy your French property.

The offer de prêt typically includes:


How long the offer is valid for


What you must do if you wish to accept the offer and the restrictions on the acceptance


The nature of the finance


Period of reimbursement


Date of first payment


Insurance details

And more

Make sure you respond to the bank once you have recevied an  Offre de Pret.

If you would like to speak to an English speaking French mortgage broker who can help you get the best price on financing your French property purchase please contact us via this link and we will help you find one free of charge to you.


If you are curious as to what it is like for a English speaking family to find their new home in France Click here for A Video A Family Together in France