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What are the costs of buying a property in France? 16 Examples

English speaking realtor france

When you buy a property in France you have a number of costs indicated below. We highly recommend you speak with an English speaking French notary or English speaking French real estate agent to verify and get more details. We can help you contact an English speaking French notary or English speaking French agent for free just contact us.

Here are the costs some may not apply to your purchase in France.

One

Mortgage application fees

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Two

Real estate agency fees, if not paid by the seller as part of your purchase price

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Three

Local annual taxes (taxe fonciere – you will often pay a portion when you purchase depending on the time of year of your purchase)

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Four

Co property charges (charges mensuelle – you pay a portion of what the owner has already paid)

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Five

Property insurance

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Six

Architect’s fees, if applicable

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Seven

VAT / GST called TVA tax in France, if applicable

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Eight

Notary’s fees (this is a large sum of money and includes many government taxes)

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Nine

Lawyer’s (solicitors) fees

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Ten

Land registry costs

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Eleven

Deposit for purchase of property

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Twelve

Costs of translating documents

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Thirteen

Moving costs of furnishings etc

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Fourteen

Cost of transferring money to purchase a property especially if you are buying in a different currency

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Fifteen

Cost of insurance on the mortgage

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Sixteen

Cost of a translator for the day of your signing of the final contract if you don’t have an English speaking notary.

NOTE: These potential costs are for the purchase but do not include the everyday costs of owning a property in France. When you own a property in France you also have fees like taxe d’habitation, television tax etc. Contact us for more information.

Again this is an over view and we recommend you speak to an English speaking French notary or English speaking French real estate agent to verify and get more details. Let us help you contact one for Free. Click here and contact us with your request.