If you intend to buy real estate in France be warned it is a complicated process and this process is made even more complicated if you don’t speak or read the French language.
Fortunately, if you are English speaking we are here to help you buy French real estate with as little stress as possible.
Pre-French Real Estate Shopping Steps
Now before you seek out your dream apartment or villa in France it is a smart idea to take a few very important steps:
One
Confirm Your Budget
Make sure you know how much you wish to buy that is affordable to you because your budget will often help decide the locations you can afford. You may be surprised how affordable places like Cannes in the South of France are so don’t give up before you start.
Two
Confirm how you will finance the property: Cash or Credit
If you are able to buy with all cash you will avoid the challenges of obtaining finance to purchase a property in France.
It is not impossible to get financing since in France but it is best to find a service provider that will give you a mortgage before you start out for the amount you are satisfied with.
Three
Be aware of the Minimum Deposit
The deposit you will need to have available when you make an offer in France is typically 10 percent of the purchase price.
Four
Consider Monthly and Annual Charges
What you spend each month on your French real estate can vary with the monthly charges and the annual fees related to having a property in France.
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Note: Details on our 110 Tip electronic French real estate buyer’s guide plus checklists is here.