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How long does it take to get a french mortgage?

In France at this time when you sign the contract with a French notary the contract typically states you have 45 days from the date of signing the ‘compromis de vente’ to obtain approval of your financing. This time line is because it typically takes around 45 days to get your French property loan approval.

This may sound like a long period of time compared to the speed at which you can get a mortgage approved in countries such as Canada however, the French banking mortgage approval process is filled with many layers of approval so at times 45 days is not long enough.

Date of Posting September 2013

To make sure you are up to date on banking timelines and how to have your application approved  it is best you speak to an English speaking French banker or mortgage broker before you go shopping for a property.

Contact our English speaking team to put you in contact with an English speaking French banker today who can help you with the loan process.

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